FOMO, Promotions, and Payment Methods Influencing Indonesian E-Commerce Impulse Buying
Abstract
This study examines the influence of Fear of Missing Out (FOMO), sales promotion techniques, and payment methods on impulsive buying behaviour among Indonesian e-commerce consumers. Drawing on the Stimulus-Organism-Response framework and utilizing data from 176 Indonesian online shoppers aged 17-26, this research employs multiple regression analysis to investigate relationships between these variables. Results demonstrate significant positive influences of FOMO (t = 93.482, p < 0.001), sales promotion (t = 95.763, p < 0.001), and payment methods (t = 91.346, p < 0.001) on impulsive buying behaviour. Collectively, these factors explain 68.6% of the variance in impulsive buying behaviour (F = 38.742, p < 0.001), with sales promotion emerging as the strongest predictor. The findings reveal how psychological anxiety about missing opportunities converges with strategic marketing tactics and frictionless payment technologies to create a digital retail environment conducive to spontaneous purchasing decisions. In Indonesia's rapidly evolving e-commerce landscape, characterized by high social media usage and accelerating digital payment adoption (41.3% growth in 2022), these elements represent critical drivers of consumer behaviour. This research advances theoretical understanding of impulsive buying in digital environments while providing practical insights for e-commerce platforms seeking to optimize conversion rates. The study's integrated perspective on psychological, marketing, and technological factors illuminates the complex mechanisms underlying impulsive purchasing decisions in contemporary digital marketplaces, contributing to both theory development and industry practice in an increasingly important domain of consumer behaviour.
Downloads
References
Ananda, Y. P. (2022). Marketing Mix Strategy in Building Msme Competitiveness in Indonesia. Indonesian Journal of Multidisciplinary Science, 1(11), 1534–1540. https://doi.org/10.55324/ijoms.v1i11.232
Andriani, A., & Balqiah, T. E. (2021). An Experimental Study of Retailer-Brand Collaboration: Duration and Perceived Fit Towards Consumer Behaviour. https://doi.org/10.2991/aebmr.k.210522.001
Azilla, W., & Novianda, B. (2024). Household Consumption and Electronic Money Transactions in Indonesia: VECM Approach. Economics Development Analysis Journal, 13(1), 55–68. https://doi.org/10.15294/edaj.v13i1.78819
Bismo, A., Putra, S., Sarjono, H., & Nasrul, L. (2020). Effect of Functional Convenience and Representational Delight on Positive Emotional Effect and Impulse Buying of Discount Group Site Users in Indonesia. Pertanika Journal of Social Sciences and Humanities, 28(2), 777–790. https://www.scopus.com/inward/record.uri?eid=2-s2.0-85090599252&partnerID=40&md5=edc15b88cff6b68f991efadad0e2e7b5
Canestren, I. A. (2021). Pengaruh Kepercayaan, Kemudahan, Dan Resiko Terhadap Keputusan Pembelian Menggunakan Metode Pembayaran Shopee Paylater. Journal of Business Management Education (JBME), 6(1). https://doi.org/10.17509/jbme.v6i1.32758
Chandra, S. A., Wismiarsi, T., & Prayitno, S. B. (2024). An Analysis of Indonesian Gen-Z in Using E-Wallet and Its Impact on Impulsive Buying. Journal on Education, 7(1), 3989–4003. https://doi.org/10.31004/joe.v7i1.7000
Chen, Z., Tajuddin, R. B. M., Deng, J., & Ren, B. (2023). The Impact of Advertising Visibility on Consumers’ Online Impulse Buying Behaviour. https://doi.org/10.3233/faia230174
Dania, I. A., Sastra, E. Y., Susanti, M., Diba, F., Novziransyah, N., & Pangestuti, D. C. (2023). Intensity of Instagram Related Fear of Missing Out in Medical Student Community. International Journal of Public Health Excellence (Ijphe), 3(1), 265–271. https://doi.org/10.55299/ijphe.v3i1.499
Dewi, G. D. P., & Lusikooy, A. E. (2024). E-commerce Transformation in Indonesia. Nation State: Journal of International Studies, 6(2), 117–138. https://doi.org/10.24076/nsjis.v6i2.1304
Flecha-Ortiz, J. A., Corrada, M. S., Perez, S., Dones, V., & Rodriguez, L. H. (2023). Exploring the Influence of Uncontrolled Social Media Use, Fear of Missing Out, Fear of Better Options, and Fear of Doing Anything on Consumer Purchase Intent. International Journal of Consumer Studies, 48(1). https://doi.org/10.1111/ijcs.12990
Good, M. C., & Hyman, M. R. (2020). Direct and Indirect Effects of Fear‐of‐missing‐out Appeals on Purchase Likelihood. Journal of Consumer Behaviour, 20(3), 564–576. https://doi.org/10.1002/cb.1885
Hair Jr, J. F., Hult, G. T. M., Ringle, C. M., Sarstedt, M., Danks, N. P., & Ray, S. (2021). Partial least squares structural equation modeling (PLS-SEM) using R: A workbook. Springer Nature.
Isanawikrama, I., Hutomo, E. D., Irawan, I., & Aguzman, dan G. (2023). Effect of Payment Gateways Towards Online Shopping Behaviour in SME in Indonesia. E3s Web of Conferences, 426, 02018. https://doi.org/10.1051/e3sconf/202342602018
Kementerian Koordinator Bidang Perekonomian Republik Indonesia. (2024, December 28). Didominasi Penjualan Produk Lokal, Hari Belanja Online Nasional (HARBOLNAS) 2024 Mampu Cetak Transaksi Sebesar Rp31,2 Triliun. Retreived from https://ekon.go.id/publikasi/detail/6116/didominasi-penjualan-produk-lokal-hari-belanja-online-nasional-harbolnas-2024-mampu-cetak-transaksi-sebesar-rp312-triliun
Kemp, S. (2023, January 26). The Changing World of Digital In 2023. We Are Social. Retrieved from https://wearesocial.com/id/blog/2023/01/the-changing-world-of-digital-in-2023-2/
Khan, J., & Belk, R. W. (2024). Money You Could Touch: Cash and Psychological Ownership. Qualitative Market Research an International Journal, 27(5), 820–840. https://doi.org/10.1108/qmr-04-2023-0049
Kholis, N., Saifuddin, M., Aulia, N., & Arif, S. (2023). The Role of Positive Emotional Response in the Relationship Between Store Atmosphere, Sales Promotion, Hedonic Shopping Motivation, and Impulsive Buying in Indonesia’s Largest Department Store. Kasetsart Journal of Social Sciences, 44(3). https://doi.org/10.34044/j.kjss.2023.44.3.20
Liu, H., De Costa, M. F. S. D. C. B. M. F., Yasin, M. A.-L. B., & Ruan, Q. (2025). A study on how social media influences on impulsive buying. Expert Systems, 42(1). https://doi.org/10.1111/exsy.13448
Marjerison, R. K., Hu, J., & Hantao, W. (2022). The Effect of Time-Limited Promotion on E-Consumers’ Public Self-Consciousness and Purchase Behaviour. Sustainability, 14(23), 16087. https://doi.org/10.3390/su142316087
Mundel, J., Wan, A., & Yang, J. (2024). Processes underlying social comparison with influencers and subsequent impulsive buying: The roles of social anxiety and social media addiction. Journal of Marketing Communications, 30(7), 834–851. https://doi.org/10.1080/13527266.2023.2183426
Pueblos, K. J., & Timoteo, E. (2023). Impact of E-Payment Platforms Among Selected Micro-Entrepreneurs in Taguig City: Determinants for Enhanced Guidelines in Collection and Disbursement Process. Indonesian Journal of Business Analytics, 3(4), 1401–1424. https://doi.org/10.55927/ijba.v3i4.4884
Purnamasari, R. D. A., Sasana, H., & Novitaningtyas, I. (2021). Pengaruh perceived ease of use, perceived usefulness, perceived risk, dan brand image terhadap keputusan pembelian menggunakan metode pembayaran shopee paylater. Jurnal Manajemen, 13(3), 420–430.
Rolando, B. (2024a). Pengaruh Fintech Terhadap Inklusi Keuangan : Tinjauan Sistematis. Jurnal Akuntansi Dan Bisnis (Akuntansi), 4(2), 50–63. https://doi.org/https://doi.org/10.51903/jiab.v4i2.808
Rolando, B. (2024b). The Role Of Artificial Intelligence In Personalized And Customized Engagement Marketing: A Comprehensive Review. Economics and Business Journal (ECBIS), 2(3), 301–316. https://doi.org/10.47353/ecbis.v2i3.130
Rolando, B. (2025). Marketing Automation in E-Commerce: Optimizing Customer Journey, Revenue Generation, and Customer Retention Through Digital Innovation. Jurnal Ilmiah Manajemen Dan Kewirausahaan (JUMANAGE), 4(1), 566–580. https://doi.org/10.33998/jumanage.2025.4.1.2039
Rolando, B., & Ferdian, K. (2024). Pengaruh Endorsment dan Pembuatan Konten Viral Tiktok Pada Buying Behaviour Customer. Journal of Trends Economics and Accounting Research, 5(2), 223–235. https://doi.org/10.47065/jtear.v5i2.1472
Rolando, B., & Sunara, N. T. (2024). Social Media Marketing’s Effect on Purchase Intentions for Puma: Mediation by Brand Image, Awareness, and Equity. Journal of Business and Economics Research (JBE), 5(3), 340–351. https://doi.org/10.47065/jbe.v5i3.5598
Rolando, B., & Yen, Y. C. O. (2024). Decoding the TikTok Effect: Influencers, Social Media, and Content Marketing Impact on Consumer Purchases. Journal of Business and Economics Research (JBE), 5(3), 299–310. https://doi.org/10.47065/jbe.v5i3.5603
Roslee, M. R. (2024). The Influence of Promotional Activities Towards Impulsive Buying Behaviour Through the BNPL Services: A Conceptual Paper. International Journal of Academic Research in Business and Social Sciences, 14(7). https://doi.org/10.6007/ijarbss/v14-i7/21342
Scheinfeld, E., & Voorhees, H. L. (2022). How Social Media, FoMO, and Isolation Influence Our Perceptions of Others Who “Break the Rules.” Social Media + Society, 8(2). https://doi.org/10.1177/20563051221103841
Secapramana, L. V. H., Magdalena, G. J., & Yuwanto, L. (2021). Impulsive Buying, Post-Purchase Regret, and Credit Card. https://doi.org/10.2991/aebmr.k.210510.002
Singh, P. (2024). Unveiling Zara’s Luxury Persona: A Comprehensive Analysis of Social Media Strategies and Consumer Behaviour. 147–151. https://doi.org/10.62823/7.1(ii).6462
Subagja, A. D., Almaududi Ausat, A. M., & Suherlan, S. (2022). The Role of Social Media Utilization and Innovativeness on SMEs Performance. JURNAL IPTEKKOM Jurnal Ilmu Pengetahuan & Teknologi Informasi, 24(2), 85–102. https://doi.org/10.17933/iptekkom.24.2.2022.85-102
Suher, J., & Hoyer, W. D. (2020). The Moderating Effect of Buying Impulsivity on the Dynamics of Unplanned Purchasing Motivations. Journal of Marketing Research, 57(3), 548–564. https://doi.org/10.1177/0022243720912284
Tinmaz, H., & Doan, V. P. (2022). A Case Study on South Korean Mobile Payment Applications: Samsung Pay vs Kakao Pay. European Journal of Korean Studies, 21(2), 83–110. https://doi.org/10.33526/ejks.20222102.83
Tochukwu Ignatius Ijomah, Courage Idemudia, Nsisong Louis Eyo-Udo, & Kikelomo Fadilat Anjorin. (2024). Innovative digital marketing strategies for SMEs: Driving competitive advantage and sustainable growth. International Journal of Management & Entrepreneurship Research, 6(7), 2173–2188. https://doi.org/10.51594/ijmer.v6i7.1265
Vieira, V. A. (2013). Stimuli–organism-response framework: A meta-analytic review in the store environment. Journal of Business Research, 66(9), 1420–1426. https://doi.org/https://doi.org/10.1016/j.jbusres.2012.05.009
Yong, S. C. S. C., Huan, R. T., Poh, W. S., Osman, M., & Ng, D. C. W. (2023). Assessing the Factors Influencing Consumer Behaviour in E-Commerce Platforms. International Journal of Multidisciplinary Applied Business and Education Research, 4(10), 3725–3735. https://doi.org/10.11594/ijmaber.04.10.25
Zhang, Z., Jiménez, F. R., & Cicala, J. E. (2020). Fear of Missing Out Scale: A Self‐concept Perspective. Psychology and Marketing, 37(11), 1619–1634. https://doi.org/10.1002/mar.21406
Bila bermanfaat silahkan share artikel ini
Berikan Komentar Anda terhadap artikel FOMO, Promotions, and Payment Methods Influencing Indonesian E-Commerce Impulse Buying
Pages: 529-545
Copyright (c) 2025 Benediktus Rolando

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).













