Rekomendasi Pemberian Kredit Pemilikan Rumah Menggunakan Kombinasi Metode VIKOR dan Pembobotan Entropy
-
Ahmadi Irmansyah Lubis
*
Politeknik Negeri Batam, Batam,
Indonesia
https://orcid.org/0000-0002-7323-9165
- Rosma Siregar Universitas Negeri Medan, Medan, Indonesia (*) Corresponding Author
Abstract
Home Ownership Credit (KPR) is the process of buying a house by way of credit or installments for a certain period of time and a determined interest rate. Problems that often arise in the process of granting mortgages are when providing an analysis of recommendations for the suitability of a house, such as credit analysis errors which often result in bad credit payments and disrupt the fund circulation system between credit payments and receivables. Billing. In addition, there is no filter in determining the eligibility of providing credit computerized, the system is equipped with a decision support system that can describe the supporting factors that are used as a calculation weight in making decisions on determining home ownership loans for those who deserve to receive them. To analyze the feasibility of providing home ownership loans, a decision support system is needed that can provide a good analysis to determine the creditworthiness of home ownership with the VIKOR method and the Entropy method. The Entropy method is applied to determine the weight of each criterion and the VIKOR method is used to rank alternatives. Based on the results of the study, the VIKOR method and the Entropy weighting method can provide recommendations for providing home ownership loans to eligible customers based on specified criteria. The ranking results were obtained by testing variations in the VIKOR index value with the best alternative result, namely A3 (3rd Alternative). And the Entropy method produces objective and proportional criteria weights and obtains valid criteria weights without having to give criteria weights manually or subjectively, so it is useful for determining the weight of criteria that need not be doubted about their validity.
Downloads
References
F. Kuriniawan and Z. Sitorus, “Sistem Pendukung Keputusan Pemilihan KPR (Kredit Perumahan Rakyat) Di Dinas Perumahan dan Kawasan Pemukiman Menggunakan Metode Topsis,” J. Inf. Komput. Log., vol. 1, no. 4, 2020.
T. Radillah, “Analisa Metode Profile Matching Dalam Menentukan Kelayakan Pemberian Kredit Kepemilikan Rumah (KPR),” I N F O R M a T I K a, vol. 13, no. 1, p. 69, 2021.
S. N. Alam, “Sistem Pengambilan Keputusan Pemberian Kredit Pemilikan Rumah Menerapkan WASPAS,” JURIKOM (Jurnal Ris. Komputer), vol. 9, no. 6, p. 2165, 2022.
W. M. Ardana, I. R. Wulandari, Y. Astuti, L. D. Farida, and W. Widayani, “Implementasi Metode SMART (Simple Multi Attribute Rating Technique) Pada Sistem Pendukung Keputusan Pemberian Kredit Pinjaman,” J. Media Inform. Budidarma, vol. 6, no. 3, p. 1756, 2022.
R. P. Sari and L. Novitasari, “Sistem Penentuan Kelayakan Kredit Pemilikan Rumah Non-Subsidi Menggunakan Metode Weight Product,” J. Rekayasa Teknol. Inf., vol. 6, no. 1, p. 18, 2022.
K. Kusmanto, M. B. K. Nasution, S. Suryadi, and A. Karim, “Sistem Pendukung Keputusan Dalam Rekomendasi Kelayakan nasabah Penerima Kredit Menerapkan Metode MOORA dan MOOSRA,” Build. Informatics, Technol. Sci., vol. 4, no. 3, pp. 1284–1292, 2022.
I. L. Darojat and W. Hadikurniawati, “Implementasi Metode Ahp Pada Sistem Pendukung Keputusan Penyeleksian Nasabah Pinjaman Kredit,” J. Manaj. Inform. dan Sist. Inf., vol. 4, no. 1, p. 19, 2021.
F. Atmajayanti, A. Qashlim, and B. Burhanuddin, “Sistem Penunjang Keputusan Penerimaan Bantuan Rumah Layak Huni Menggunakan Metode Ahp Saw,” J. Peqguruang Conf. Ser., vol. 3, no. 1, p. 115, 2021.
A. Irmansyah Lubis, F. Setiawan, and L. Lusiyanti, “Penentuan Peringkat Konsentrasi Tingkat Kesuburan Sperma Menggunakan Metode MOORA,” Digit. Transform. Technol., vol. 1, no. 2, pp. 62–68, 2021.
A. I. Lubis and F. Setiawan, “Komparasi Kinerja ELECTRE dan MOORA dalam Menentukan Konsentrasi Tingkat Kesuburan Sperma,” J. Infotekmesin, vol. 13, no. 01, pp. 99–105, 2022.
A. I. Lubis, U. Erdiansyah, and F. Setiawan, “Kombinasi Metode AHP dan Weighted Product Dalam Penentuan Evaluasi Kinerja Asisten Pengajar,” Digit. Transform. Technol., vol. 1, no. 2, pp. 38–44, 2021.
A. I. Lubis, P. Sihombing, and E. B. Nababan, “Comparison SAW and MOORA Methods with Attribute Weighting Using Rank Order Centroid in Decision Making,” Mecn. 2020 - Int. Conf. Mech. Electron. Comput. Ind. Technol., no. February 2022, pp. 127–131, 2020.
N. A. U. N. Muljadi, W. Widekso, and W. T. Atmojo, “Perbandingan Sistem Pendukung Keputusan TOPSIS dengan VIKOR dalam Pemilihan Hubungan Kerjasama,” Techno.Com, vol. 21, no. 2, pp. 224–236, 2022, doi: 10.33633/tc.v21i2.5889.
S. K. Lumbangaol, E. B. Nababan, and M. S. Lydia, “Sistem Pendukung Keputusan Penilaian Kinerja Guru Selama Pembelajaran Daring menggunakan Metode Vikor,” J. Media Inform. Budidarma, vol. 6, no. 2, p. 1153, 2022, doi: 10.30865/mib.v6i2.3798.
F. A. Sukma and A. W. Utami, “Sistem Pendukung Keputusan Pemilihan Supplier Menggunakan Metode VIKOR Berbasis Website,” J. Emerg. Inf. Syst. Bus. Intell., vol. 03, no. 04, pp. 128–138, 2022.
M. N. D. Satria, “Sistem Pendukung Keputusan Penerimaan Staff Administrasi Menggunakan Metode VIKOR,” J. Artif. Intell. Technol. Inf., vol. 1, no. 1, pp. 39–49, 2023, doi: 10.58602/jaiti.v1i1.24.
M. P. Hasibuan and M. D. Irawan, “Penerapan Metode Entropy dan MOORA Dalam Pemilihan Investasi Saham LQ45 Berbasis Keputusan,” RESOLUSI Rekayasa Tek. Inform. dan Inf. ISSN, vol. 3, no. 5, pp. 355–363, 2023.
S. R. Tanjung, M. Mesran, S. Sarwandi, and M. V Siagian, “Penerapan Metode COPRAS dan ENTROPY dalam Pemilihan Anggota Badan Pengawas Pemilihan Umum (BAWASLU),” J. Informatics Manag. Inf. Technol., vol. 1, no. 2, pp. 48–59, 2021, doi: 10.47065/jimat.v1i2.99.
P. Citra, H. B. Santoso, and I. W. Sriyasa, “Sistem Pendukung Keputusan Pemilihan E-Commerce Menggunakan Pembobotan Entropy dan COPRAS,” J. Ilm. Inform. DAN ILMU Komput., vol. 3, no. 1, pp. 36–45, 2024.
A. I. Lubis, U. Erdiansyah, and M. Ramadhan, “Kombinasi Metode VIKOR dan Rank Order Centroid Dalam Pemilihan E-Marketplace,” J. Media Inform. Budidarma, vol. 6, no. 1, p. 236, 2022.
Bila bermanfaat silahkan share artikel ini
Berikan Komentar Anda terhadap artikel Rekomendasi Pemberian Kredit Pemilikan Rumah Menggunakan Kombinasi Metode VIKOR dan Pembobotan Entropy
Pages: 670-679
Copyright (c) 2024 Ahmadi Irmansyah Lubis, Rosma Siregar
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).
