Sistem Pendukung Keputusan Pemilihan Platform Investasi P2P Lending Menggunakan Metode Complex Proportional Assessment (COPRAS)
-
Muhammad Bagir
*
Sekolah Tinggi Teknologi Informasi NIIT, Jakarta Selatan,
Indonesia
- Umbar Riyanto Universitas Muhammadiyah Tangerang, Tangerang, Indonesia
- Rini Nuraini Universitas Nasional, Jakarta Selatan, Indonesia
- Dedi Kustiawan AMIK Citra Buana Indonesia, Sukabumi, Indonesia (*) Corresponding Author
Abstract
Through technological developments, many fintech P2P lending have emerged which are competing to offer convenience in transactions and offer fast processes. To determine a P2P lending platform as a place to invest, one must know in advance about the company profile or the application and programs offered as a whole. This of course will take a long time to select a P2P lending platform. If you choose an inappropriate P2P lending platform, it will result in losses. The purpose of this research is to build a Decision Support System (DSS) for choosing a P2P lending platform by implementing the Complex Proportional Assessment (COPRAS) approach in order to get the right decision and not take a long time. The COPRAS approach has the ability to produce the best alternative which is limited to alternative analysis through alternative assumptions by providing utility judgment so that the attributes of each alternative are arranged based on intervals. Based on the results of the case studies conducted, the highest utility score was Danamas Lender with a score of 100, then followed by Alami Funding Sharia with a score of 99.2338, Accelerant with a score of 89.8827 and Amartha Microfinance with a score of 83.4988. In addition, based on the results of black box testing, it shows that the software can run as it should.
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