Transformasi Model Bisnis dan Tantangan Ekosistem AI pada Startup Digital (2021–2026): Systematic Literature Review
Abstract
As the adoption of Artificial Intelligence (AI) by digital startups increases, the existing literature remains fragmented between technical and managerial perspectives, making it difficult to comprehensively understand the role of AI in digital entrepreneurship. This study aims to systematically synthesize how AI affects value creation, operational strategies, and adoption challenges in various ecosystem contexts. Using the SLR method based on Kitchenham's guidelines, this study conducted a comprehensive search of reputable academic databases, namely Scopus and ScienceDirect. Through a rigorous quality assessment process to ensure data validity, 21 high-quality primary studies published between 2021 and 2026 were selected. The review results show that AI not only functions as a tool for increasing efficiency, but also as a strategic capability that drives the transformation of startup business models from static product offerings to predictive and dynamic personalized services. In addition, the role of AI evolves throughout the startup life cycle, from cognitive support at the ideation stage to the main mechanism that supports non-linear growth in the development phase. The study also identifies differences in AI adoption challenges, where ethical and regulatory issues are more prominent in developed countries, while talent and infrastructure limitations are major obstacles in developing countries. This research emphasizes the importance of viewing AI as a supporting capability that strengthens, rather than replaces, the role of entrepreneurs in building sustainable competitive advantage.
Downloads
References
Al-Mamary, Y. H. (2025). The transformative power of artificial intelligence in entrepreneurship : exploring AI ’ s capabilities for the success of entrepreneurial ventures. Future Business Journal, 11(104). https://doi.org/10.1186/s43093-025-00533-7
Belinda, & Nofitasari, D. (2025). Peran Artificial Intelligence Dalam Digital Marketing Dan Dampaknya Terhadap Perilaku Konsumen Tahun 2025. Jurnal GICI : Jurnal Keuangan dan Bisnis, 17(1), 100–108. https://doi.org/10.58890/jkb.v17i1.391
Chalmers, D., Mackenzie, N. G., & Carter, S. (2021). Artificial Intelligence and Entrepreneurship : Implications for Venture Creation in the Fourth Industrial Revolution. Sage Journals, 45(5), 1028–1053. https://doi.org/10.1177/1042258720934581
Cristofaro, M., Luigi, P., & Muldoon, J. (2026). Entrepreneurial decision-making in the age of AI : Sector knowledge at the balance of intuition and analysis. Technology in Society, 85. https://doi.org/10.1016/j.techsoc.2025.103200
Dunan, A., Mudjiyanti, B., Setiawan, A. B., Syarifuddin, Pala, R., Rustam, M., Dirgahayu, D., Buyamin, Nuryana, M., & Hartiningsih. (2025). Artificial Intelligence in E-Entrepreneurship Training : Enhancing Digital Skills and Innovation Diffusion in Indonesia. International Journal of E-Entrepreneurship and Innovation (IJEEI), 15(1), 1–22. https://doi.org/10.4018/IJEEI.386065
Font-cot, F., Lara-navarra, P., Arnau, C. S., & Serradell-lopez, E. (2025). Scaling Wheel Framework : A holistic approach to startup scalability, governance models, and AI-driven innovation ecosystem competitiveness. Journal of Open Innovation: Technology, Market, and Complexity, 11(3). https://doi.org/10.1016/j.joitmc.2025.100619
Ghanimi, H. M. A., Painoli, G. K., Contractor, D., G N, S., A, V. L., & Poon, K. (2024). Analyzing the Impact of Scientific and Technological Innovations on Financial Performance: A PCA-Based Study of an AI Healthcare Startup. Journal of Machine and Computing, 4(4), 1117–1125. https://doi.org/10.53759/7669/jmc202404103
Giuggioli, G., & Pellegrini, M. M. (2023). Artificial intelligence as an enabler for entrepreneurs : a systematic literature review and an agenda for future research. International Journal of Entrepreneurial Behavior & Research, 29(4), 816–837. https://doi.org/10.1108/IJEBR-05-2021-0426
Guo, X. (2024). Research on Innovation and Entrepreneurship Talent Cultivation Mode Innovation with Artificial Intelligence Technical Support. Applied Mathematics and Nonlinear Sciences, 9(1), 1–15. https://doi.org/10.2478/amns-2024-3039
Hunt, R. A., & Tech, V. (2025). Font Of Innovation Or Algorithmic Deforestation ? The Ecosystem Impacts Of Ai In Entrepreneurship. Journal of Business Venturing Insights, 24, 1–28. https://doi.org/10.1016/j.jbvi.2025.e00575
Jorzik, P., Klein, S. P., Kanbach, D. K., & Kraus, S. (2024). AI-driven business model innovation : A systematic review and research agenda. Journal of Business Research, 182, 114764. https://doi.org/10.1016/j.jbusres.2024.114764
Kitchenham, B., Brereton, O. P., Budgen, D., Turner, M., Bailey, J., & Linkman, S. (2009). Systematic literature reviews in software engineering – A systematic literature review. Information and Software Technology, 51(1), 7–15. https://doi.org/10.1016/j.infsof.2008.09.009
Lee, B., Kim, B., & Ivan, U. V. (2023). Enhancing the Competitiveness of AI Technology-Based Startups in the Digital Era. Administrative Sciences, 14(1), 6. https://doi.org/10.3390/admsci14010006
López-solís, O., Luzuriaga-jaramillo, A., Bedoya-jara, M., Naranjo-santamaría, J., Bonilla-Jurado, D., & Acosta-Vargas, P. (2025). Effect of Generative Artificial Intelligence on Strategic Decision-Making in Entrepreneurial Business Initiatives : A Systematic Literature Review. Administrative Sciences, 15(2), 1–25. https://doi.org/10.3390/admsci15020066
Mardiah, D., Renggani, F. P., Aripin, N. S., & Irwansyah, R. (2025). Kewirausahaan Berbasis Teknologi: Memanfaatkan AI untuk Pertumbuhan Usaha. Karimah Tauhid, 4(7), 5086–5093. https://doi.org/10.30997/karimahtauhid.v4i7.19853
Maulida, I. S., Handayati, R., Nurcholidah, L., Lazuardi, Y., & Sulaeman, M. M. (2024). Entrepreneurial Transformation through the Utilization of Artifi- cial Intelligence : Impact on Product Innovation and Business Sus- tainability. Technology and Society Perspectives (TACIT), 2(3), 271–277. https://doi.org/10.61100/tacit.v2i3.232
Merlin. (2025). Integrasi Artificial Intelligence Dalam Strategi Pengambilan Keputusan Bisnis Digital Studi Pada Startup Teknologi Di Indonesia. JIBIDAL: Jurnal Ilmu Bisnis Digital, 1(1), 29–35. https://doi.org/10.70134/jibidal.v1i1.879
Oehmichen, J., Schult, A., & Dong, J. Q. (2023). Successfully Organizing AI Innovation Through Collaboration with Startups. MIS Quarterly Executive, 22(1), 22–38. https://doi.org/10.17705/2msqe.00073
Okafor, N. G., & Murphy, P. J. (2025). Utilizing AI in Business and Entrepreneurship : Implications for Complex Decision-Making in Engineering and Product Development Settings. Applied AI Letters, 6(3). https://doi.org/10.1002/ail2.70001
Paeplow, J., Schoormann, T., Moller, F., & Strobel, G. (2025). AI startups for good : A taxonomy and archetypes of sustainable business models. Journal of Cleaner Production, 520. https://doi.org/10.1016/j.jclepro.2025.146144
Priestley, M., & Simperl, E. (2022). Open innovation programmes related to data and AI : How do the entrepreneurial orientations of startups align with the objectives of public funders ? Cambridge University Press, 4(e16). https://doi.org/10.1017/dap.2022.8
Samal, A., Radhakrishna, H., Kp, R., R, L. S., Mehrotra, D., & S, G. H. (2024). An Investigation into the Role of AI-Based Innovation in Supporting the Next Generation of Startup Entrepreneurs. Nanotechnology Perceptions, 20(5), 548–555. https://doi.org/10.62441/nano-ntp.vi.758
Sheriefah, M., & Sain Steva, S. (2024). Harnessing the Power of Artificial Intelligence in Entrepreneurship: Augmentation, Innovation, and Ethical Considerations. Researcher Academy Innovation Data Analysis, 1(2), 196–213. https://doi.org/10.69725/raida.v1i2.167
Tang, X., Du, S., & Deng, W. (2025). Business innovation in digital startups : A case study of an AI startup. International Review of Economics and Finance, 98, 103898. https://doi.org/10.1016/j.iref.2025.103898
Weber, M., Beutter, M., Werking, J., Bohm, M., & Kremar, H. (2022). AI Startup Business Models Key Characteristics and Directions for Entrepreneurship Research. Springer, 64(1), 91–109. https://doi.org/10.1007/s12599-021-00732-w
Wijono, S., Rahardja, U., Purnomo, H. D., Lutfiani, N., & Yusuf, N. A. (2024). Leveraging Machine Learning Models to Enhance Startup Collaboration and Drive Technopreneurship. Aptisi Transactions on Technopreneurship (ATT), 6(3), 432–442. https://doi.org/10.34306/att.v6i3.462
Zhang, L. (2025). Integrating AI with innovation and entrepreneurship education in universities. Discover Artificial Intelligence, 5(1), 282. https://doi.org/10.1007/s44163-025-00538-9
Bila bermanfaat silahkan share artikel ini
Berikan Komentar Anda terhadap artikel Transformasi Model Bisnis dan Tantangan Ekosistem AI pada Startup Digital (2021–2026): Systematic Literature Review
Pages: 1876-1884
Copyright (c) 2026 Andiky Vicky Handayana Putra, Siska Fitriani, Younes Limoury, Ryan Randy Suryono

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).













