Peran Kecerdasan Buatan dalam Inovasi Instrumen Keuangan Hijau untuk Pembangunan Berkelanjutan


  • Axel Giovanni * Mail Universitas Tidar, Kota Magelang, Indonesia
  • Ghiyats Furqan Dewantara Universitas Tidar, Kota Magelang, Indonesia
  • Afif Musthafa Universitas Tidar, Kota Magelang, Indonesia
  • Budi Hartono Universitas Tidar, Kota Magelang, Indonesia
  • Namira Rahma Putri Universitas Tidar, Kota Magelang, Indonesia
  • 'Atikah Nur Fadlilah Universitas Tidar, Kota Magelang, Indonesia
  • Galuh Witantri Universitas Tidar, Kota Magelang, Indonesia
  • Erika Kurniasari Universitas Tidar, Kota Magelang, Indonesia
    • (*) Corresponding Author
DOI: https://doi.org/10.47065/tin.v6i3.8176
Keywords: Artificial Intelligence; Green Finance; Policy Potential; Systematic Literature Review

Abstract

Climate change is driving the urgency of transitioning to a low-carbon economy. In this regard, green finance is an important instrument in mitigating climate change. However, the implementation of green finance faces challenges such as data complexity, information asymmetry, and the risk of greenwashing. This study aims to systematically examine the role of artificial intelligence (AI) in expanding the adoption, effectiveness, and innovation of green finance instruments among stakeholders. The method used is a Systematic Literature Review (SLR) of 61 articles from the Scopus database, analyzed using the PICo framework and CASP quality assessment. The results of the study indicate that AI can fundamentally support 1) stakeholder needs and challenges, 2) accuracy, transparency, and efficiency, and 3) mitigating the risk of greenwashing. Stakeholder needs and challenges can be addressed by AI through improved accuracy in risk prediction and market analysis, as well as optimizing green portfolios. AI mechanisms have proven capable of improving accuracy through advanced predictive models, strengthening transparency with Explainable AI (XAI) and blockchain, and driving efficiency through automation and resource optimization. Significantly, AI integration strengthens the positive impact of sustainable investments and serves as a powerful mitigation tool against greenwashing risks by objectively verifying environmental claims and enhancing accountability. AI emerges as a transformative technology to accelerate an effective and credible green financial ecosystem.

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Published: 2025-08-17
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Vol 6 No 3 (2025): August 2025
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Copyright (c) 2025 Axel Giovanni, Namira Rahma Putri, 'Atikah Nur Fadlilah, Galuh Witantri, Erika Kurniasari

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