Pengaruh Modal Usaha, Lokasi Usaha, dan Lama Usaha Terhadap Pendapatan UMKM
Abstract
This study aims to analyze the influence of business capital, business location, and business duration on the income of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa Regency. Using a quantitative approach with a causal-explanatory design, this study applies multiple linear regression analysis to test the relationship between variables. A total of 100 MSME respondents were selected through proportional random sampling technique from a population of 1632 business units. Data were collected using a structured questionnaire and have been tested for validity through the classical assumption test. The results showed that business capital (t = 3.689; p < 0.05), business location (t = 4.572; p < 0.05), and business duration (t = 4.045; p < 0.05) each have a positive and significant effect on MSME income. Among the three, business location is the most dominant factor with the highest beta coefficient (β = 0.318), indicating that strategic geographic location has a stronger influence on increasing income compared to capital (β = 0.256) and business duration (β = 0.287). The implication of this finding suggests that external factors such as accessibility and market reach can be more decisive in determining business success. This study fills a gap in the literature by providing local context-based empirical evidence regarding the factors that influence MSME income, particularly in non-metropolitan areas such as Sumbawa. The results provide valuable recommendations for local governments, financial institutions, and MSME actors in designing inclusive economic development strategies.
Downloads
References
Abdullah, N., Wahab, S. A., & Shamsuddin, J. (2022). Capital structure and firm performance: A study of Malaysian small and medium enterprises. International Journal of Academic Research in Business and Social Sciences, 12(5), 112–125. https://doi.org/https://doi.org/10.6007/IJARBSS/v12-i5/13102
Ardyan, E., & Suman, A. (2022). Digital marketing and product innovation capability on the culinary MSMEs performance. Journal of Economics Business, & Accountancy Ventura, 25(1), 115-127.
Aribawa, G. N. (2020). Business Longevity and SME Revenue Growth: Empirical Evidence from Indonesian Micro, Small, and Medium Enterprises. International Journal of Economics and Business Research, 20(4), 456–472. https://doi.org/https://doi.org/10.1504/IJEBR.2020.111655
Asare, N., Abor, J., & Biekpe, N. (2021). Effects of Access to Finance on Small Business Profitability: Evidence from Small Medium Enterprises in Ghana. Journal of African Business, 22(3), 391–408. https://doi.org/https://doi.org/10.1080/15228916.2020.1750364
Astuti, P., & Juwita, R. (2022). The role of business experience and financial literacy on business resilience of small enterprises during the pandemic. Jurnal Keuangan Dan Perbankan, 26(3), 548–562.
Chen, Y. S., & Lin, F. J. (2021). The effects of spatial agglomeration on firm performance: Evidence from Taiwan’s manufacturing sector. Papers in Regional Science, 100(4), 895–917. https://doi.org/895–917.https://doi.org/10.1111/pirs.12640
Firmansyah, H., & Anwar, M. (2023). A longitudinal study of business age, financial management, and revenue growth in small enterprises. Indonesian Journal of Business and Entrepreneurship, 9(1), 45–56.
Gebreeyesus, M. (2020). Location and Performance of Small and Medium Enterprises: Evidence from Ethiopia. . African Development Review, 32(1), 140–154. https://doi.org/https://doi.org/10.1111/1467-8268.12410
Ghozali, I. (2021). Aplikasi Analisis Multivariate dengan Program IBM SPSS 26 (10th ed.). Badan Penerbit Universitas Diponegoro.
Ginting, A. M., & Siregar, H. (2023). The effect of working capital and entrepreneurship orientation on business income of SMEs in Medan City. Journal of Management and Business Innovations, 5(2), 210–221.
Hair, J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2022). Multivariate Data Analysis (9th ed.). Cengage Learning.
Hapsari, A. D., & Nugroho, A. B. (2021). The Influence of Business Location on Sales Intensity in Culinary and Retail Sectors: Case Study in Surabaya, Indonesia. . Asian Journal of Business and Management, 9(1), 12–22.
Kartikasari, R. M., & Dwiatmadja, C. (2020). The Effect of Working Capital on Small and Medium Enterprises’ Performance in Indonesia. . Journal of Economics and Sustainable Development, 11(2), 45–54.
Nugroho, L., & Purnomo, R. (2021). Business duration, pricing strategy, and profitability of small and medium enterprises. Jurnal Aplikasi Manajemen, 19(2), 356–368.
Pratama, I. G. A., & Wiksuana, I. G. B. (2021). The effect of capital access and financial literacy on the profitability of SMEs in Bali. International Research Journal of Management, IT & Social Sciences, 8(2), 145–154. https://doi.org/https://doi.org/10.21744/irjmis.v8n2.1348
Rahayu, S., & Dayanti, R. (2022). The effect of business experience and networking on the performance of women-owned SMEs. . Jurnal Manajemen Dan Kewirausahaan, 22(1), 1–8.
Sekaran, U., & Bougie, R. (2023). Research Methods for Business: A Skill-Building Approach (9th ed.). Wiley.
Setiawan, M., Hasyim, M., & Trisninawati, T. (2023). Export market orientation and supply chain integration on SMEs performance. Uncertain Supply Chain Management, 11(2), 707–716. https://doi.org/https://doi.org/10.5267/j.uscm.2022.11.010
Sugiyono. (2023). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Susanto, E., Purnomo, B., & Hartono, S. (2023). Digital infrastructure and location on online sales performance of SMEs in Jakarta. . Technology in Society, 72, 102189. https://doi.org/https://doi.org/10.1016/j.techsoc.2022.102189
Tambunan, T. T. H. (2021). The development of MSMEs in developing countries: A new approach. . Journal of Enterprising Communities: People and Places in the Global Economy, 15(2), 230–247. https://doi.org/https://doi.org/10.1108/JEC-01-2020-0006
Tjiptono, F., & Anastasia, D. (2020). The role of store location and service quality on customer loyalty in modern retail. . Marketing Intelligence & Planning, 38(4), 433–445. https://doi.org/https://doi.org/10.1108/MIP-03-2019-0111
Wibowo, A., & Nuryakin, C. (2022). Location accessibility and its impact on the revenue of culinary SMEs in Yogyakarta. . Journal of Urban and Regional Analysis, 14(1), 89–102.
Woldie, A., Goodwin, J., & Singhal, S. (2022). Longevity and Resilience of Small Businesses in Developing Economies. Journal of Small Business Management, 60(2), 237–255. https://doi.org/https://doi.org/10.1080/00472778.2021.1947962
Wulandari, R., & Subiyantoro, H. (2023). Pengaruh modal usaha, jam kerja dan lama usaha terhadap pendapatan UMKM di Kecamatan Ngunut . Journal of Creative Student Research, 1(4), 408-420. https://doi.org/https://doi.org/10.55606/jcsrpolitama.v1i4.2325
Bila bermanfaat silahkan share artikel ini
Berikan Komentar Anda terhadap artikel Pengaruh Modal Usaha, Lokasi Usaha, dan Lama Usaha Terhadap Pendapatan UMKM
Pages: 268-276
Copyright (c) 2025 Berliana Putri, Muhammad Nur Fietroh

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).













