Proses Pelaksanaan Manajemen Risiko Pada Pembiayaan Murabahah Di BPRS Haji Miskin Pandai Sikek Kabupaten Tanah Datar, Provinsi Sumatera Barat


  • Darwin Darwin Univ. Islam Sumatera Utara
  • Saparuddin Siregar Univ. Islam Sumatera Utara
Keywords: Risk Management, Murabahah

Abstract

Islamic banks function as an intermediary institution that is collecting funds from the public and channeling funds to the people who need it in the form of financing. In the business world, both in the fields of industry, trade, transportation and other business fields will not be separated from the need for funds. Every bank must have risks faced, including the provision of financing to customers who need to increase business capital. Most of the Poor Hajj BPRS customers who apply for murabaha financing are traders. The income earned from these businesses sometimes increases and decreases, resulting in frequent bottlenecks when payment of debt to Islamic banking parties. Then the company needs to supervise and manage the risk of financing that will be provided to customers with the aim of reducing the occurrence of bad loans.

Downloads

Download data is not yet available.

References

Martono, Bank dan Lembaga Keuangan Lainnya, (Yogyakarta: Ekonisia, 2002),

Syukri Iska, Sistem Perbankan Syariah Di Indonesia, (Yogyakarta: Fajar media Press, 2012),

Novianto hp, Kamus Lengkap Bahasa Indonesia, (Surakarta: Bringin 55 Solo),

Adiwarman A.Karim, Bank Islam Analisis Fiqih dan keuangan, (Jakarta: PT RajaGrafindo persada, 2006),

Syukri Iska, Sistem perbankan Syariah Di Indonesia, (Yogyakarta: Fajar Media Press, 2012), C.117,

Vethzal Rivai dan Andria Permata Veithzal, Credit Management Handbook,(Jakarta: PT Raja Grafindo Persada, 2006),

Kasmis, dan Jakfar, Studi Kelayakan Bisnis, (Jakarta: Kencana, 2004),

Veithzal Rivai dan Arviyan Arifin, Islamic Banking, (Jakarta: Bumi Aksara, 2010),

Adiwarman A. Karim, Bank Islam Analisis Fiqih dan Keuangan, (Jakarta: PT RajaGrafindo Persada, 2006), Cet.3,

Muhammad Syafi’I Antonio, Bank Syariah dari Teori Ke Praktek, (Jakarta: Bima Insani, 2001),

Heri Sudarsono, Bank dan Lembaga Keuangan Syariah, ( Yogyakarta:Ekonisia, 2003),

Heri Sudarsono, Bank dan Lembaga Keuangan Syariah, (Yogyakarta: Ekonisia, 2008), Cet. Ke-3.


Bila bermanfaat silahkan share artikel ini

Berikan Komentar Anda terhadap artikel Proses Pelaksanaan Manajemen Risiko Pada Pembiayaan Murabahah Di BPRS Haji Miskin Pandai Sikek Kabupaten Tanah Datar, Provinsi Sumatera Barat

Published
2020-02-20
How to Cite
Darwin, D., & Siregar, S. (2020). Proses Pelaksanaan Manajemen Risiko Pada Pembiayaan Murabahah Di BPRS Haji Miskin Pandai Sikek Kabupaten Tanah Datar, Provinsi Sumatera Barat. Ekonomi, Keuangan, Investasi Dan Syariah (EKUITAS), 1(2), 100-110. Retrieved from https://ejurnal.seminar-id.com/index.php/ekuitas/article/view/96
Section
Articles