Pengaruh Kepercayaan dan Komitmen Terhadap Loyalitas Nasabah Bank Syariah Indonesia di Kota Medan
Abstract
This study aims to analyze whether trust has a partial effect on customer loyalty of Bank Syariah Indonesia in Medan City, whether commitment has a partial effect on customer loyalty at Bank Syariah Indonesia in Medan City. transactions at Indonesian Islamic banks, savings customers who have used bank services for at least 1 year and savings customers who use the services directly. The analysis technique used in this research is descriptive analysis, and multiple linear regression test. The results of this study indicate that the trust variable partially has a positive and significant effect on customer loyalty of Bank Syariah Indonesia in Medan City, the commitment variable partially has a positive and significant effect on customer loyalty of Bank Syariah Indonesia in Medan City.
Downloads
References
Amin, H., Rahman, A.A.R., Razak, A.D. and Rizal, H. (2019), “Consumer attitude and preference in the Islamic mortgage sector: a study of Malaysian consumers”, Management Research Review, Vol. 40 No. 1, pp. 95-115.
Amin, M., Isa, Z. and Fontaine, R. (2019), “Islamic banks: contrasting the drivers of customer satisfaction on image, trust, and loyalty of Muslim and non-Muslim customers in Malaysia”, International Journal of Bank Marketing, Vol. 31 No. 2, pp. 79-97.
Castaneda, J.A. (2021), “Relationship between customer satisfaction and loyalty on the internet”, Journal of Business and Psychology, Vol. 26 No. 3, pp. 371-383.
Chen, S.C. (2019), “The customer satisfaction–loyalty relation in an interactive e-service setting: The mediators”, Journal of Retailing and Consumer Services, Vol. 19 No. 2, pp. 202-210.
Chenet, P., Dagger, T.S. and O’Sullivan, D. (2019), “Service quality, trust, commitment and service differentiation in business relationships”, Journal of Services Marketing, Vol. 24 No. 5, pp. 336-346
Cho, J.E. and Hu, H. (2017), “The effect of service quality on trust and commitment varying across generations”, International Journal of Consumer Studies, Vol. 33 No. 4, pp. 468-476.
Dimitriadis, S., Kouremenos, A. and Kyrezis, N. (2019), “Trust-based segmentation: preliminary evidence from technology-enabled bank channels”, International Journal of Bank Marketing, Vol. 29 No. 1, pp. 5-31
El‐Din, S.I. and Abdullah, N.I. (2019), “Issues of implementing Islamic hire purchase in dual banking systems: Malaysia’s experience”, Thunderbird International Business Review, Vol. 49 No. 2, pp. 225-249.
Fullerton, G. (2020), “When does commitment lead to loyalty?”, Journal of Service Research, Vol. 5 No. 4, pp. 333-344.
Hassan, M.K. and Lewis, M.K. (2019), “Product development and Shariah issues in Islamic finance”,Thunderbird International Business Review, Vol. 49 No. 3, pp. 281-284.
Järvinen, R.A. (2020), “Consumer trust in banking relationships in Europe”, International Journal of Bank Marketing, Vol. 32 No. 6, pp. 551-566.
Kabadayi, S. (2021), “Customers’ dissatisfaction with banking channels and their intention to leave banks: the moderating effect of trust and trusting beliefs”, Journal of Financial Services Marketing, Vol. 21 No. 3, pp. 194-208.
Kantsperger, R. and Kunz, W.H. (2019), “Consumer trust in service companies: a multiple mediating analysis”, Managing Service Quality: An International Journal, Vol. 20 No. 1, pp. 4-25.
Kassim, N.M. and Abdulla, A.K.M.A. (2021), “The influence of attraction on internet banking: an extension to the trust-relationship commitment model”, International Journal of Bank Marketing, Vol. 24 No. 6, pp. 424-442
Kaur, G., Sharma, R. and Mahajan, N. (2021), “Exploring customer switching intentions through relationship marketing paradigm”, International Journal of Bank Marketing, Vol. 30 No. 4, pp. 280-302.
Ladhari, R. and Michaud, M. (2021), “eWOM effects on hotel booking intentions, attitudes, trust, and website perceptions”, International Journal of Hospitality Management, Vol. 46, April, pp. 36-45
Kuncoro, Mudrajad. (2020). Metode Riset untuk Bisnis & Ekonomi. Jakarta: Erlangga
Masood, O., Abdullah, M., Shahimi, S. and Ismail, A.G. (2019), “Operational risk in Islamic banks: examination of issues”, Qualitative Research in Financial Markets, Vol. 3 No. 2, pp. 131-151.
Morgan, R.M. and Hunt, S.D. (2016), “The commitment-trust theory of relationship marketing”, The Journal of Marketing, Vol. 58 No. 3, pp. 20-38.
Nawaz, T. and Haniffa, R. (2017), “Determinants of financial performance of Islamic banks: an intellectual capital perspective”, Journal of Islamic Accounting and Business Research, Vol. 8 No. 2, pp. 130-142.
Naser, K., Jamal, A. and Al-Khatib, K. (2017), “Islamic banking: a study of customer satisfaction and preferences in Jordan”, International Journal of Bank Marketing, Vol. 17 No. 3, pp. 135-151.
Strandberg, C., Wahlberg, O. and Öhman, P. (2021), “Effects of commitment on intentional loyalty at the person-to-person and person-to-firm levels”, Journal of Financial Services Marketing, Vol. 20 No. 3, pp. 191-207.
Sumaedi, S., Juniarti, R.P. and Bakti, I.G.M.Y. (2021), “Understanding trust and commitment of individual saving customers in Islamic banking: the role of ego involvement”, Journal of Islamic Marketing, Vol. 6 No. 3, pp. 406-428.
Tameme, M. and Asutay, M. (2021), “An empirical inquiry into marketing Islamic mortgages in the UK”, International Journal of Bank Marketing, Vol. 30 No. 3, pp. 150-167.
Thuy, P.N., Hau, L.N. and Evangelista, F. (2021), “Service value and switching barriers: a personal values perspective”, The Service Industries Journal, Vol. 36 Nos 3/4, pp. 142-162.
Van Esterik-Plasmeijer, P.W. and van Raaij, W.F. (2017), “Banking system trust, bank trust, and bank loyalty”, International Journal of Bank Marketing, Vol. 35 No. 1, pp. 97-111.
Wulandari, P., Putri, N.I.S., Kassim, S. and Sulung, L.A. (2021), “Contract agreement model for murabahahfinancing inIndonesiaIslamicbanking”,InternationalJournalofIslamicandMiddle Eastern Finance and Management, Vol. 9 No. 2, pp. 190-204.
Zeithaml, V.A., Berry, L.L. and Parasuraman, A. (2017), “The behavioral consequences of service quality”, The Journal of Marketing, Vol. 60 No. 2, pp. 31-46.
Bila bermanfaat silahkan share artikel ini
Berikan Komentar Anda terhadap artikel Pengaruh Kepercayaan dan Komitmen Terhadap Loyalitas Nasabah Bank Syariah Indonesia di Kota Medan
Pages: 896-902
Copyright (c) 2022 Adelina Lubis, Ihsan Effendi, Dhian Rosalina

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).




















