Setya, S. C., M. I. Perangin-angin, M. Marsono, A. H. Nasyuha, and L. N. Harnaningrum. “Optimizing Insurance Customer Segmentation With C4.5 Decision Tree Algorithm”. Journal of Information System Research (JOSH), Vol. 6, no. 4, July 2025, pp. 1938-47, doi:10.47065/josh.v6i4.7358.