Analisis Penerimaan Pengguna E-Wallet DANA Menggunakan Metode TAM dan Delone Mclean
Abstract
The industrial revolution 4.0 motivates advances in information technology through the idea of the internet of things (IoT). One form of implementing the internet of things is the use of e-wallets as a payment medium. One e-wallet that is popular among users is the DANA application. The DANA application helps users make non-cash or cardless payments, making transactions easier and more practical. Despite the advantages offered, there are several problems in its implementation, such as delays when making transfers, not being able to top up and losing balance. Therefore, using the TAM and Delone Mclean approach, this research aims to analyze user acceptance of the DANA application as an effort to see what factors make the DANA application able to be accepted and used by many users. This research was conducted on DANA application users who live in Pekanbaru City with a sample size of 100 respondents. The research uses quantitative methods by distributing questionnaires online. The data that has been collected is processed first using Microsoft Excel, then continued using SmartPLS 4 to analyze PLS-SEM. From hypothesis testing, the results obtained were that seven hypotheses were accepted and declared positive and significant, while one hypothesis was rejected because it did not show a significant relationship.
Downloads
References
R. Adawiyah and N. R. Oktadini, “Analisis Komparasi User Experience Pada Aplikasi OVO dan DANA dengan Metode User Experience Questionnaire,” J. Inf. Syst. Res., vol. 5, no. 3, pp. 829–840, 2024, doi: 10.47065/josh.v5i3.5098.
R. A. Agustina and M. A. Gustalika, “Evaluasi User Experience Pada Aplikasi Linkaja Menggunakan Metode User Experience Questionnaire (UEQ),” Bull. Inf. Technol., vol. 3, no. 4, pp. 323–331, 2022, doi: 10.47065/bit.v3i4.401.
D. Wahyuningsih and L. Nirawati, “Pengaruh Kemudahan dan Keamanan terhadap Loyalitas Pelanggan E-Wallet Aplikasi DANA,” J. Pendidik. Ekon., vol. 7, no. 3, pp. 435–445, 2022.
R. Novyantri and M. Setiawardani, “The Effect Of E-Service Quality On Customer Loyalty With Customer Satisfaction As A Mediat,” Int. J. Adm. Bus. Organ., vol. 2, no. 3, pp. 49–58, 2021.
I. P. Permatahati and A. R. A. Djamaris, “Perbandingan Loyalitas Pelanggan Pengguna Top 5 Aplikasi Dompet Digital (Shopee Pay, OVO, DANA, Go-Pay, dan Link Aja) (Studi Kasus Pada Pengguna di Jabodetabek),” J. Entrep. Manag. Ind., vol. 4, no. 2, pp. 65–74, 2021, doi: 10.36782/jemi.v4i2.2200.
Y. Yessica and E. M. Sutanto, “Analisis pemilihan aplikasi pembayaran DANA,” J. Bus. Bank., vol. 10, no. 1, pp. 53–69, 2020, doi: 10.14414/jbb.v10i1.2139.
N. D. Abrilia and T. Sudarwanto, “Pengaruh Persepsi Kemudahan Dan Fitur Layanan Terhadap Minat Menggunakan E-Wallet Pada Aplikasi Dana di Surabaya,” J. Pendidik. Tata Niaga, vol. 8, no. 3, pp. 1006–1012, 2020.
D. S. Pratiwi and I. K. D. Nuryana, “Analisis Tingkat Penerimaan dan Kepercayaan Pengguna Teknologi Terhadap Penggunaan Dompet Digital DANA,” J. Emerg. Inf. Syst. Bus. Intell., vol. 02, no. 04, p. 2021, 2021.
A. W. Pratama and M. Ariyanti, “Pengaruh Kemudahan, Kemanfaatan dan Kepercayaan Terhadap Kepuasan Pengguna Aplikasi KAI Access,” e-Proceeding Manag., vol. 6, no. 3, pp. 5599–5610, 2019.
D. P. S. Ari and L. Hanum, “Pengaruh Kualitas Pelayanan Website Djp Terhadap Kepuasan Pengguna Dengan Modifikasi E Govqual,” Profit J. Adm. Binis, vol. 15, no. 01, pp. 104–111, 2021, doi: 10.21776/ub.profit.2021.015.01.11.
S. Maghfiroh and I. K. D. Nuryana, “Penerapan Metode TAM dan DeLone And McLean IS Succes untuk Mengevaluasi Keberhasilan Aplikasi Lazada,” JEISBI J. Emerg. Inf. Syst. Bus. Intell., vol. 3, no. 3, pp. 24–32, 2022.
Nurhalimah and E. H. Hermaliani, “Analisis Penerimaan dan Penggunaan Teknologi Google Classroom Sebagai Media Pembelajaran Menggunakan Technology Acceptance Model (TAM) Dan Delone-McLean,” J. Sist. Inf. Akunt., vol. 3, no. 2, pp. 73–83, 2023, [Online]. Available: http://jurnal.bsi.ac.id/index.php/jasika73
R. Novianti and W. Bharata, “Elaborasi Model Technology Acceptance Model (TAM) dan DeLone & McLean Untuk Mengukur Faktor Penggunaan ShopeePay,” Ekon. Keuangan, Investasi dan Syariah, vol. 4, no. 2, pp. 382–389, 2022, doi: 10.47065/ekuitas.v4i2.2446.
R. N. Fahira, M. Andayani Komara, and Y. Muhyidin, “Analisis Minat Pengguna Dompet Digital Ovo Menggunakan Metode Technology Acceptance Model,” J. Inform. Teknol. dan Sains, vol. 4, no. 3, pp. 225–230, 2022, doi: 10.51401/jinteks.v4i3.1943.
N. Handayani and L. I. Prahartiwi, “Analisis Penerimaan Teknologi E-Wallet Gopay dengan Technology Acceptance Model (TAM),” Indones. J. Inf. Syst., vol. 9, no. 1, pp. 47–59, 2019.
A. Christopher, A. Tirtana, and A. Aditya, “Analisis Tingkat Penerimaan Aplikasi Bca Mobile Di Kota Malang Menggunakan Metode Technology Acceptance Model (Tam),” J. Teknoinfo, vol. 16, no. 2, p. 452, 2022, doi: 10.33365/jti.v16i2.2045.
F. D. Davis, “Perceived usefulness, perceived ease of use, and user acceptance of information technology,” MIS Q. Manag. Inf. Syst., vol. 13, no. 3, pp. 319–339, 1989, doi: 10.2307/249008.
W. N. Syahril and B. Rikumahu, “Penggunaan Technology Acceptance Model (Tam) Dalam Analisis Minat Perilaku Penggunaan E-Money Pada Mahasiswa Universitas Telkom,” J. Mitra Manaj., vol. 3, no. 2, pp. 201–214, 2019, doi: 10.52160/ejmm.v3i2.201.
D. L. Trenggonowati and Kulsum, “Analisis Faktor Optimalisasi Golden Age Anak Usia Dini Studi Kasus Di Kota Cilegon,” J. Ind. Serv., vol. 4, no. 1, pp. 48–56, 2018, doi: 10.36055/jiss.v4i1.4088.
M. Nashar and Taru, “Pengaruh Lingkungan Kerja Dan Budaya Organisasi Terhadap Reputasi Perusahaan Dengan Komitmen Organisasi Sebagai Variabel Intervening,” J. Appl. Bus. Adm., vol. 4, no. 2, pp. 156–162, 2020, doi: 10.30871/jaba.v4i2.2064.
V. Cassandra and D. Y. Bernanda, “Analisis Persepsi Pengguna Bank Digital dengan Model TAM & UTAUT2,” J. Teknol. Dan Sist. Inf. Bisnis, vol. 6, no. 1, pp. 151–161, 2024, doi: 10.47233/jteksis.v6i1.1111.
A. Salsabila, M. R. Munzir, T. K. Ahsyar, and Megawati, “Analisa Kepuasan Mahasiswa AMIK Mahaputra Riau Terhadap SISFO dengan Metode End User Computing Satisfaction,” JURIKOM (Jurnal Ris. Komputer), vol. 9, no. 6, pp. 1910–1919, 2022, doi: 10.30865/jurikom.v9i6.5083.
K. Ardianto and N. Azizah, “Analisis Minat Penggunaan Dompet Digital Dengan Pendekatan Technology Acceptance Model (TAM) Pada Pengguna di Kota Surabaya,” J. Pengemb. Wiraswasta, vol. 23, no. 1, pp. 13–26, 2021, doi: 10.33370/jpw.v23i1.511.
A. R. Aprilia and T. Santoso, “Pengaruh Perceived Ease Of Use, Perceived Usefulness dan Attitude Towards Using Terhadap Behavioral Intention To Use Pada Aplikasi OVO,” AGORA, vol. 8, no. 1, 2020.
F. Febrianti, T. K. Ahsyar, E. Saputra, M. R. Munzir, and Zarnelly, “Analisa Kepuasan Pengguna Sistem Informasi Manajemen Rumah Sakit Menggunakan Metode EUCS,” J. Tek. Inform. dan Sist. Inf., vol. 10, no. 1, pp. 656–669, 2023, [Online]. Available: http://repository.uin-suska.ac.id/64836/
Bila bermanfaat silahkan share artikel ini
Berikan Komentar Anda terhadap artikel Analisis Penerimaan Pengguna E-Wallet DANA Menggunakan Metode TAM dan Delone Mclean
Pages: 891-900
Copyright (c) 2024 Gusmelia Puspita Sari, Febi Nur Salisah, Nesdi Evrilyan Rozanda, M Afdal, Muhammad Jazman, Arif Marsal

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).