Permata R, Trisnaningsih S. Pengaruh Financial Literacy, Financial Attitude, dan Hedonistic Lifestyle Terhadap Financial Management Behavior Pengguna PayLater. ekuitas [Internet]. 25Aug.2025 [cited 23May2026];7(1):329-43. Available from: https://ejurnal.seminar-id.com/index.php/ekuitas/article/view/8028